My Old Nemesis: Money Anxiety
Jan. 10th, 2018 10:04 am![[personal profile]](https://www.dreamwidth.org/img/silk/identity/user.png){kind=small}
a_qI've been really organized, and got some bureacratic stuff done, aka the housing benefit application for 2018.
I'm also worried that I will not get any housing benefits this year - there's a new landlady for this property, and she wanted to shift my rent so that the actual rent portion went down, but the portion for water went up, leading to a slight raise in overall rent (here the rent is usually 'rent+water'). The problem is, the housing benefits are counted on the basis of rent, not rent+water, so for them, my rent has lowered.
So, that's a lot of anxiety for me (money stuff always is, I react badly to changes in that front). Good thing though, that I got a new internet connection which is considerably cheaper than my old one, so that's a monthly save right there!
Now I just have to draw up a new budget that I can keep up through the year - I think I'm going to aim using cash more, because it's always easier for me to consider purchases when I have the money right there, with card I just buy dumb stuff without a second thought. (I think my source of anxiety is that I want to both spend money, and not spend money. It's an impossible combination)
Considering the money anxiety, is good to have a busy week at work, keeps my mind off of things.
I'm also worried that I will not get any housing benefits this year - there's a new landlady for this property, and she wanted to shift my rent so that the actual rent portion went down, but the portion for water went up, leading to a slight raise in overall rent (here the rent is usually 'rent+water'). The problem is, the housing benefits are counted on the basis of rent, not rent+water, so for them, my rent has lowered.
So, that's a lot of anxiety for me (money stuff always is, I react badly to changes in that front). Good thing though, that I got a new internet connection which is considerably cheaper than my old one, so that's a monthly save right there!
Now I just have to draw up a new budget that I can keep up through the year - I think I'm going to aim using cash more, because it's always easier for me to consider purchases when I have the money right there, with card I just buy dumb stuff without a second thought. (I think my source of anxiety is that I want to both spend money, and not spend money. It's an impossible combination)
Considering the money anxiety, is good to have a busy week at work, keeps my mind off of things.